Nivaan Sen Wins Hearts As Judge At A College Event !


It was a memorable moment for the students of Malad Kandivli Education Society’s Nagindas Khandwala College of Commerce, Arts and Management Studies and Shantaben Nagindas Khandwala College of Science for the College ‘s Intra College Cultural Festival called AAGMAN 2017. They had invited the versatile and talented Bollywood and TV star Nivaan Sen who was invited as Judge for AAGMAN 2017.
Nivaan judged the participants of the celebrated Fashion Show and he admired the professionalism, poise and elegance of the fashion show contestants.
Nivaan Sen even served as an inspiration for the participants as well as audience.
He even motivated everyone with his galvanizing presence on stage as well as when he was judging the Fashion Show at this event.
The Principal Dr.Mrs.Ancy Hose even appreciated Nivaan Sen’s
vibrant and memorable presence.
Nivaan Sen Gave Up His Passion For Sports for Acting!
The renowned model turned actor, Nivaan Sen is popularly known for his performances in TV serials. He has been appreciated for his performances in ‘Pyaar Ka Dard Hai Meetha Meetha Pyaara Pyaara’ and ‘Do Hanson Ka Jodaa’. Apart from acting, Nivaan is also a sports lover which very few of us know. Yup, Nivaan’s love for sports was evident from his childhood days where he liked to play Boxing in his school days. However, due to his mother’s unfortunate death in his childhood he got detached from the things which he loved and boxing was one of them … As he grew he later started having interest in Football where he used to play football in professional clubs in Uttar Pradesh. Eventually Nivaan developed interest in athletics as he felt lack of scope in football … He used to initially run for 100 m and 200 m sprint . Well, also interestingly Nivaan has also been sports champion at District level and State level too…
Simultaneously, as Nivaan was into acting and theatre his focus moved to his acting profession leaving behind sports . Although he was passionate for sports he couldn’t focus more due to his acting career at a later stage … But still his passion is as fresh for sports as it used to be and presently he is still active in cross fit , weight training and running activities ..
   This chocolate boy Nivaan Sen is also inspired by many sports champions. Nivaan admires footballers like Cristiano Ronaldo & Lionel Messi. Talking about Boxing he admires former boxing champion Mike Tyson. Also in his school days he was inspired by athletic champions like Ben Johnson and Carl Lewis. Amongst recent sportsmen, Nivaan is a die hard fan of sprinter Usain Bolt .
Not only this but on the acting front also Nivaan is fond of working in sports related projects. Recently , he has completed shooting for a sports based film titled ‘ Saat Kadam’  wherein he plays  the role of a footballer . The film will be tentatively released this year. Nivaan had also worked in Sony TV’s daily soap Aathvaan Vachan’s sports track. Besides these, Nivaan is also aspiring to do sports related films in future. He is also keen to host sports based shows and projects if he gets a chance to.  Thus Nivaan is a true sports lover who had developed his passion for sports in childhood. Let’s hope to see him  in sports projects soon …
Nivaan was seen recently at an event for the Youth as the Judge for AAGMAN 2017, a Intra College Cultural Event.

Financial Results for the Quarter ended June 30, 2017 Union Bank of India.

01-Press Meet Q1 17-18.JPG

The Board of Directors of Union Bank of India today approved the accounts of the

Bank for the Quarter ended June 30, 2017.

Key Highlights

CASA 25.1 per cent YoY

Non Interest Income ` ` 1414 crore

(up 36 per cent YoY)

Savings Deposit 27.6 per cent YoY


Operating Profit ` ` 2057 crore


(up 26.5 per cent YoY)

CASA Share 35.5 per cent

Profit ` 117 crore

(up 7.3 per cent QoQ)

RAM* Sector 14.8 per cent YoY

CRAR 12.01 per cent

RAM* Share 55.4 per cent


Tier I 9.24 per cent

. The growth in Deposits was driven by Savings Deposits, which grew by 27.6 per cent

on YoY basis.

. Cost to income ratio improved to 43.79 per cent against 48.28 per cent on YoY basis.

. Capital Adequacy Ratio (Basel III) improved to 12.01 per cent compared to 10.75 per

cent a year ago.

* (Retail, Agriculture & MSME share in domestic advances)


Global Business grew by 10.5 per cent to `670971 crore as on June 30, 2017 from

`607280 crore as on June 30, 2016. Domestic business grew by 10.0 per cent to `635233

crore as on June 30, 2017 from `577473 crore as on June 30, 2016.

Total deposit of the bank grew from `338727 crore as on June 30, 2016 to `375796 crore

as on June 30, 2017 showing growth of 10.9 per cent.

CASA deposits grew by 25.1 per cent to `133412 crore as on June 30, 2017 from `106604

crore as on June 30, 2016.


CASA share in total deposits improved to 35.5 per cent as on June 30, 2017 compared to

31.5 per cent as on June 30, 2016. Average CASA ratio also increased by 430 basis points

(bps) to 33.5 per cent on YoY basis.

Savings Deposit registered YoY growth of 27.6 per cent.

A total of 8.70 lakh CASA accounts were opened during April-June 2017, out of which

8.38 lakh were Savings Bank Accounts (excl. BSBDA/BSBDS accounts).

The Bank’s Global Advances grew by 9.9 per cent (YoY) to `295175 crore as on June 30,

2017 from `268553 crore as on June 30, 2016.

Due to encouraging growth of 14.8 per cent in RAM (Retail, Agriculture & MSME) sector,

Domestic Advances increased by 9.4 per cent from `242935 crore as on June 30, 2016 to

`265683 crore as on June 30, 20

Financial Performance for the quarter ended June 2017

Domestic Net Interest Margin (NIM) stood at 2.20 per cent for April -June 2017 as against

2.36 per cent for April -June 2016. Global NIM for April -June 2017 stood at 2.06 per

cent as against 2.27 per cent for January-March 2017 quarter. It was 2.28 per cent a

year ago.


Yield on funds stood at 6.94 per cent for April -June 2017 as against 7.94 per cent for

April-June 2016 and 7.35 per cent for January-March 2017

Cost of funds stood at 5.03 per cent for April -June 2017 as against 5.82 per cent for

April-June 2016 and 5.24 per cent for January-March 2017.

Net Interest Income for April-June 2017 increased by 6.7 per cent to `2243 crore from

`2103 crore for April-June 2016. It was `2387 crore during January-March 2017.

Non Interest Income for April-June 2017 stood at `1414 crore, showing increase of 36.0

per cent over April-June 2016.

Operating profit increased by 26.5 per cent to `2057 crore during April-June 2017 over

`1626 crore during April-June 2016 and was `2134 crore during January-March 2017.

Net Profit for April-June 2017 sequentially increased to `117 crore from `109 crore in

January-March 2017.

Cost to income ratio improved to 43.79 per cent for April -June 2017 from 48.28 per

cent for April-June 2016 and it was 44.32 per cent for January-March 2017.

Return on average assets (annualised) stood at 0.10 per cent for April-June 2017 as

against 0.17 per cent for April-June 2016 and 0.10 per cent for January-March 2017.

Return on equity (annualised) stood at 2.46 per cent in April -June 2017 as against 3.36

per cent for April -June 2016 and 2.27 per cent for January-March 2017.

Earnings per share (annualised) stood at `6.78 in April -June 2017 as against `9.69 for

April -June 2016 and `6.33 for January-March 2017.

Asset Quality

Gross NPA stood at 12.63 per cent as on June 30, 2017 as against 11.17 per cent as on

March 31, 2017 and 10.16 per cent as on June 30, 2016.

Net NPA ratio stood at 7.47 per cent as on June 30, 2017 as against 6.57 per cent as on

March 31, 2017 and 6.16 per cent as on June 30, 2016.

Provision Coverage Ratio stood at 51.13 per cent as on June 30, 2017 as against 51.41

per cent as on March 31, 2017. It was 49.99 per cent as on June 30, 2016.

Capital Adequacy

Capital Adequacy ratio of the Bank under Basel III improved to 12.01 per cent as on June

30, 2017 as against 11.79 per cent as on March 31, 2017 and 10.75 per cent as on June


The Tier I ratio as of June 30, 2017 is 9.24 per cent, within which Common Equity Tier 1

ratio is 7.73 per cent compared to regulatory minimum of 6.75 per cent.

Digital Initiatives

The Bank has been pioneer in taking various digital initiatives and continuously launched

various digital products for enhancing the customer services. Following are some of the key

achievements during the quarter:

66 per cent growth in mobile banking users on YoY basis.

U-Mobile transaction volume doubled from June 2016.

90 per cent growth in number of PoS terminals on YoY basis.

7th largest presence in banking industry and 3rd largest presence amongst all PSU banks

within short span of time in Social media.

Trendsetter on Social media channels by taking various initiatives like Live streaming,

Digital Education Series – #KyaAapJanteHai etc.

67 per cent share of “transactions through digital channels” in “overall transactions”.

Financial Inclusion:

Under the Pradhan Manrti Jan Dhan Yojana (PMJDY), the the Bank has more than 69

lakh accounts having a balance of `1270 crore.

48.91 lakh Rupay Card issued under PMJDY as on June 30, 2017.

Total enrollment under Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri

Jeevan Jyoti Bima Yojana (PMJJBY) and Atal Pension Yojana (APJ) increased to 30.1

lakh, 12.8 lakh and 2.21 lakh respectively.


The Bank financed `696 crore in 33433 accounts under Pradhan Mantri Mudra Yojana,

including an amount of `211 crore to 7964 beneficiaries through a specific scheme for

financing of light commercial vehicle during April–June 2017.


सागरीका घाटगेचा मराठमोळा डाव



‘चक दे इंडिया’ या गाजलेल्या चित्रपटाद्वारे रुपेरी पडद्यावर आगमन करीत पदार्पणातच लक्ष वेधून घेण्यात यशस्वी झालेली मराठमोळी अभिनेत्री सागरीका घाटगे पुन्हा एका मराठी चित्रपटामुळे लाइमलाईटमध्ये आली आहे. हिंदीसोबतच मराठीतही अभिनय करणारी सागरीका डाव या आगामी चित्रपटाद्वारे मराठी चित्रपटसृष्टीत पुनरागमन करीत आहे. ‘प्रेमाची गोष्ट’या चित्रपटानंतर डाव हा सागरीकाचा दुसरा मराठी चित्रपट आहे.


नितीन उपाध्याय यांनी ऑडबॉल मोशन पिक्चर्सच्या बॅनरखाली डावची निर्मिती केली असून, कनिष्क वर्मा यांनी या चित्रपटाचं दिग्दर्शन केलं आहे. या सस्पेंस-थ्रीलरपटाची कथा-पटकथा कनिष्क वर्मा यांनीच लिहिली आहे. संवाद योगेश मार्कंडे यांनी लिहिले आहेत तर मंगेश धाकडे यांचे पार्श्वसंगीत या चित्रपटाला लाभले आहे. मराठी चित्रपट रसिकांना सायको किलिंगचा अनुभव देणाऱ्या डावमध्ये सागरीकाने मुख्य भूमिका साकारली असून, आजवर साकारलेल्या व्यक्तिरेखांपेक्षा या चित्रपटातील भूमिका खूपच वेगळी आहे. इतर जॉनरच्या चित्रपटांच्या तुलनेत मराठीमध्ये थ्रीलरपटांची संख्या फार कमी असून, डाव हा चित्रपट त्यांची उणीव नक्की भरून काढणारा असेल असे सागरिका मानते.


आशयघन कथानक, अर्थपूर्ण संवादलेखन, सहजसुंदर अभिनय, प्रसंगानुरूप पार्श्वसंगीत आणि त्याला साजेसं सादरीकरण या सर्वांचा मिलाफ घडवणाराडाव लवकरच प्रेक्षकांच्या भेटीला येणार आहे.

Walkathon to create awareness on Organ Donation


Mumbai, August 07, 2017: To spread the message and create awareness on the importance of organ donation, Mumbai Kidney Foundation in association with Septalyst Lifesciences Pvt Ltd is organising a walkathon on Wednesday, August 9, 2017 as part of Organ Donation Week. Around 500 students will participate in this unique initiative along with some kidney patients. The 2 km walkathon will start from Nagindas Khandwala College in Malad and ends at the College.

The dignitaries to be present at the event will include Dr. Umesh Khanna – Chairman of Mumbai Kidney Foundation, Shyam Sunder Singh – MD & CEO of Septalyst Lifesciences Pvt. Ltd. and famous bollywood celebrity, comedian Johny Lever.

Every year 500,000 people die because of non-availability of organs, 200,000 people die due to liver disease, and 50,000 people die because of heart disease. Around 10 lakh Indians are suffering from corneal blindness and are awaiting corneal transplantation.

As regards kidneys, about 1,50,000 people are diagnosed with kidney failure in India every year, for whom the only way out is an organ transplant, but only 5,000 of these people are able to get kidneys for transplantation. “It is paradoxical that a country like ours with a billion plus population is having shortage of organs for transplantation”, said Dr Umesh Khanna.

“This Walkathon is a small initiative planned on the occasion of Organ Donation Week for creating awareness about organ donation & to motivate people to pledge for organ donation in order to help those in need of organs for transplantation”, said Shyam Sunder Singh.

Mumbai Kidney Foundation is an initiative endeavouring to brighten the lives of chronic kidney disease patients. While, Septalyst Lifesciences Pvt. Ltd. is a Mumbai based super-speciality pharmaceutical company focusing on Nephro, Neuro & Critical care products & therapy. Both MKF & Septalyst, very strongly support the organ donation campaign.

Costa Cruises – to begin shorter, 3-4 night sailings in Indian waters

Hon.Tourism Minister Jaykumar Rawal, Sanjay Bhatia of Mumbai Port Trust & Nalini Gupta from Costa C.jpg

  • 4 nights Mumbai – Kochi to start from November 2017
  • 3 nights Kochi – Maldives to start from November 2017


August 1, 2017, Mumbai: Europe’s number 1 cruising company, Costa Cruises announced its shorter, 3 & 4 nights sailings in Indian waters from November 2017 onwards.

Last year, Costa Cruises was the first ever cruise liner to offer cruises directly from Mumbai to Maldives.

This year, Costa Cruises is introducing shorter 3 & 4 nights sailing options specifically for the Indian market. Indians can now choose to cruise on a 4 nights itinerary from Mumbai to Cochin (via Mangalore) or a 3 nights itinerary from Cochin to Maldives. This is in addition to the 7 nights Mumbai to Maldives & 7 nights Maldives to Mumbai options available.

The Italian cruise liner will be homeporting in Mumbai a month earlier than last year and will perform a series of weekly sailings from November 2017 to March 2018.

Speaking about the launch, Mr. Buhdy Bok, President of Carnival Asia said, “We are delighted to increase our capacity in this region, by offering 3 & 4 nights short cruises dedicated to the Indian market. Guests based in India can now embark or disembark right at their door-step for short cruises, giving our guests a rich and immersive experience in Italian culture – from hospitality, to cuisine, and art, a distinct experience for a new way of travel.

” Mr. Sanjay Bhatia, Chairman of Mumbai Port Trust said, “The timing is right for cruise liners to come to India as the Government is taking proactive steps for utilising our vast coastline. I would like to thank the cruise companies that have taken the initiative to start sailings from Mumbai and have shown their confidence in the Indian Government and India market. We are looking forward to many more ships coming to India and Mumbai port, going forwards. They can count on Mumbai Port’s efficient managerial, organizational and planning support and assistance at all times. Our objective is to exceed the expectations of the cruise liners and the cruisers, both domestic and International. Come, cruise from Mumbai and feel India!”

Ms. Nalini Gupta, Managing Director, Lotus Destinations (Representative of Costa Cruises in India) said, “Costa Cruises expanding its sailing offerings to include shorter sailings of 3 & 4 nights from Mumbai and Cochin specifically for the Indian market confirms its strong interest in India. The cruising market in India has come a long way from only a select group cruising in far-away locations to today a much wider audience holidaying on ships cruising directly from India”.

“I sincerely thank Mr. Gadkari & Mr. Bhatia for all their efforts in making this happen”, she added.


Since Costa announced the launch of cruising from Mumbai last year, they have seen interest and bookings from a wide variety of travel groups, which includes families, senior citizens, honeymooners and experiential holiday agencies. There has also been a lot of interest from corporates, who are looking set to book the first few sailings out of Mumbai. The built-in infrastructure on the ship makes it particularly easy for corporates to hold large events in one location.

Theme-based bookings seem to be a trend, with groups who are keen to experience a special kind of holiday. For example, there is a cycle-themed sailing that is currently being promoted on this route.

Costa Cruises has deployed its ship, Costa neoClassica that is part of the neo collection on the India itinerary. This classic cruise ship has a total of 654 cabins, including sea view cabins and suites with private balconies. Fully-equipped with a Casino, Theatre, Disco, Ballroom, Grand Bar, it aims to provide plenty in entertainment. The wellness centre is spread across 1,300 sq. m with a gym, treatment rooms, sauna and steam room. It also has an outdoor jogging track, 4 Jacuzzis and 2 swimming pools. For those who would like to go shopping, the cruise ship has a huge duty free shopping centre, and also offers a wide selection of books in the library for those who love to unwind with a book. Enhancing the cruising experience further is the gastronomy: the food & wine on offer is based on Italian regional menus with a choice of dishes representing different regions of Italy and proudly reflecting the country’s rich and unrivaled culinary heritage. In addition to this vast range, guests can also take advantage of tasty vegetarian and vegan dishes.

On board Costa neoClassica, guests will also have the chance to taste the real original Neapolitan pizza at Pizzeria “Pummid’oro”: thanks to an agreement with the Università delle Scienze Gastronomiche di Pollenzo, Costa Cruises offers pizza prepared using only sourdough and selected ingredients such as San Marzano DOP tomato.

In addition, cruisers will be able to enjoy a variety of Indian cuisine and the restaurants onboard are fully equipped to cater to special diet requirements of Indian, travellers, which includes Jain food.

About Costa Cruises:

Costa Cruises is the Italian Cruising Company part of the Carnival Corporation & plc, the largest cruise company in the world. For 68 years, the ships of Costa fleet have plied the seas of the world being the ambassador of the pleasant mood of Italian hospitality and the true Italian holiday, with delicious food, selected wines, unique shopping experience, completed by a vast selection of Italian famous brands. Currently the Costa fleet, the largest in Europe, has a total of 15 ships in service, all flying the Italian flag. Moreover two next-generation cruise ships will be delivered in 2019 and 2021: they will feature a revolutionary “green design” and will be powered by Liquefied Natural Gas (LNG), the world’s cleanest burning fossil fuel, representing a major environmental breakthrough. Other 2 new ships will be delivered in 2019 and 2020 to be deployed in Asia. Costa embodies the Italian excellence surprising its Guests everyday with unique holidays experiences and unforgettable memories thanks to 19,000 Costa’s associates worldwide who are passionately working everyday to offer “Italy’s finest” cruise vacations through 137 different itineraries, 261 destinations and 60 embarkation ports.

For further information you can contact Lotus Destinations (Representative of Costa Cruises in India) office at +91-22-61792300 or mail



​ Nikal Pado Toh Mumkin Hai … says the newly launched TATA Mumbai Marathon

Procam International, pioneers of the distance running movement in India, today announced that the iconic Mumbai Marathon will now be the TATA Mumbai Marathon. Tata Group, with over 100 independent operating companies, will be the title sponsor of Asia’smost prestigious and one of the world’s top 10 marathons. The launch event saw several celebrities in attendance, some who have been supporting the marathon for years. The face of the event since inception, John Abraham, who has always talked about treating fitness as a religion. The dimpled-beauty Gul Panag was at her charming best as she anchored the evening with grace and elegance, talking from her personal experiences about running too. Other Bollywood runners included Rahul Bose and Tara Sharma. Of course, there was Prasoon Joshi who has penned the lyrics of the new event anthem which was launched yesterday, with music none other than by the talented Salim-Sulaiman, who enthralled the audiences with a power-packed live performance.


CREDAI–MCHI, the “Ultimate Voice” of Real Estate Industry announced ‘Change of Guard’


~Mayur Shah, President at CREDAI-MCHI takes the reins forward with CSR initiative ‘Clean Mumbai, Green Mumbai and Skilled Mumbai’~


Mumbai, 21st July 2017: Apex real estate industry body of Maharashtra announced ‘Change of Guard’ as Mr. Dharmesh Jain (also the chief of Nirmal Lifestyle) handed over to the newly elected President, Mr. Mayur Shah (also the chief of Marathon Realty) amidst presence of luminaries from across Banking & Finance, Legal and Government – Mr. Gautam Chatterjee, Chairman, MaharRERA, Mr. U.P.S. Madan, Metropolitan Commissioner of MMRDA, Mr. Ajoy Mehta, Municipal Commissioner of MCGM, Dr. Sanjay Mukherjee, Additional Municipal Commissioner (projects) of MCGM and Shri Ramesh Pawar, DMC TO MC OF MCGM amongst others. The ceremony unveiled the flag of CREDAIMCHI alongside its “Vision Manifesto” outlining the key objective for the need for ‘Ease of Doing Business”. The focus of the new President Shri Mayur Shah, CREDAI-MCHI would include rationalising processes by ensuring better timelines to get approvals on projects, improve business viability given the high land costs, build capabilities for delivery of projects in parallel to CLEAN, GREEN and SKILLED Mumbai.


As a part of the major goal for Vision 2022, the Managing Committee members: Shri Nayan Shah, IPP Dharmesh Jain, President, Elect, Vice Presidents Shri Deepak Goradia, Shri Boman Irani, Shri Harish Patel, Shri Nainesh Shah, Secretary Shri Domnic Romell, Treasurer Shri Sukhraj Nahar and many others inclusive of other present member developers were seen taking oath towards Vision 2022 creating CLEAN MUMBAI by aiming 10 lakh Kgs of garbage management at buildings society level , GREEN MUMBAI by planting 1 lac trees across 1000 upcoming projectsand attain SKILLED MUMBAI by training 1 lac labourers at construction sites across Mumbai MMR.


The key highlight of the ceremony was also the felicitation of real heroes of Mumbai who have contributed towards the betterment of the city – Shri Shubhajit Mukherjee of LETS GREEN FOUNDATION, Shri Afroz Shah for taking on VERSOVA BEACH CLEAN UP and Shri Percy Chowdhry from RAGC for contribution towards skill development. As an industry body CREDAI-MCHI in the next two years will work towards fulfilling the housing needs & infrastructure development of Mumbai & MMR. The vision will be to facilitate and connect over 1800 developers across MMR for overall growth and development.


Shri Ajoy Mehta, IAS, MCGM Commissioner, said “In 2015, when the new government had come into action, Mr. Dharmesh Jain took charge and ensured the beginning of EASE OF DOING BUSINESS however now in 2017, with RERA coming in as a challenge and an opportunity, we are looking forward to Mr. Mayur Shah’s tenure with huge expectations and we will ensure full support from our Government.”


Speaking at the event, Shri Mayur Shah, President of CREDAI-MCHI said, “We are hopeful to convert challenges into opportunities that are impacting the real-estate industry. The main focus during my tenure would be to improve business viability in MMR by rationalisation of taxes, premiums, achieve further ease of doing business aiming towards online approvals, building capabilities for quicker delivery of projects by members through continuous learnings about the best practices and prepare members for future changes like RERA, GST and DCR rules.”


Initiatives for the year

1.       1.CLEAN Mumbai: Efficient waste management system aiming zero garbage to dustbins

2.       2.GREEN Mumbai: Ensure usage of Solar & Wind energy, with rain harvesting & recycling

3.       3.SKILLED Mumbai: Raise the employability quotient of workers in partnership with NSDC


Shri Dharmesh Jain, Immediate Past President, CREDAI-MCHI said, “CREDAI-MCHI has emerged as a formidable body of developers with more than 1800 members, responsible for 80% of the organized development in Mumbai & MMR. Over the past two years, our engagement with the Government of Maharashtra has grown substantially and we have been a part of many important decisions taken in favour of real-estate industry. During the implementation of RERA, we extended our full support to the Government, which is aimed at bringing positive results for the real estate sector.”